Senior Residential Construction Lender

The Senior Residential Construction Lender is responsible for soliciting builders, obtaining construction loans and managing a portfolio of those related loans.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Responsible for soliciting and obtaining good, profitable builder accounts
• Evaluate and analyze information from potential accounts
• Interview applicants, structure and negotiate loan terms, and analyze new & renewed loans
• Prepare Officer Credit Memo, if needed
• Evaluate Borrower Global Inventory and Cash Flows
• Meet with prospective builders
• Inspect prospective customers' product and locations of desired loans
• Correspond with credit department on material sent to be analyzed
• Discuss information with credit analyst
• Prepare final package to be sent
• Meet with appropriate individuals for approvals
• Relay information to prospective builders, as to their proposed Guideline
• Prepare information for closing
• Attend first closing
• Monitor builders' activities with our loans and other lender's loans
• Inspect properties as needed
• Stay abreast of market activities via day to day communication with market participants, riding of subdivisions, and various market resources
• Perform all other related duties as assigned

• High School diploma or equivalent required, Bachelor's Degree preferred
• Minimum of 7 years of construction lending experience with a proven sales track record
• Relevant computer skills
• Advanced knowledge of loans
• Strong listening and communication skills
• Accuracy and attention to detail
• Strong organizational skills
• Excellent customer service skills

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment

The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.