Manager of Retail Loan Center

Position Title: Manager of Small Business Loan Center

Business Unit: Retail Lending

Reports to: Senior Retail Loan Officer

Position Overview:

This position is primarily responsible for loan underwriting, risk management, processing, and delivery of the Bank's small business loan services including small business administration (SBA) originations. Additional responsibilities include portfolio oversight, decision rule maintenance, vendor performance monitoring, delivery channel training and servicing functions as necessary.

Primary Responsibilities:

Acts as a senior loan adjudication resource in the Small Business Loan origination division within prescribed lending authority. Monitoring credit policy exceptions within perscribed guidelines.

Monitors pricing, collateral leverage, loan structure and product feature trends in the Bank's footprint from a competitive standpoint and recommends program, pricing and policy changes and revisions accordingly.

Performs substantial delivery system training and guidance to maximize profitable volume opportunities within the various markets.

Acts as the primary SBA conduit, underwriter and processing supervisor and assures program compliance, servicing integrity and product viability.

Collaborates with senior management, Loan Operations, Direct Loan Center and Commercial Loan Administration to optimize productivity within allocated resources.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.

F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

10

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent management skills

Excellent communication skills, both written and verbal

Excellent organizational, analytical and interpersonal skills

Excellent customer service skills

Ability to use a personal computer and job-related software

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

Experience with industry related software such as APPRO software, Customer Information System and Director.

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.